Healthcare payers are worried about the rising costs per enrollee. Any measure to curb costs might damage member experiences, leading to dis-enrollment. Hence it is crucial for health plans to focus on an approach of reducing costs that don’t break the member relationship. In fact, the cut-throat competition among payers in the US healthcare market is pushing business teams in payer offices to think beyond conventional methodologies and get creative. Payers are now looking for an out-of-the-box approach that minimizes the costs while also improving patient experiences. This whitepaper aims to bring forth ways that healthcare payers can embrace cutting edge technologies and digitization to provide better care to patients while minimizing costs.